Have you noticed lately that we have become a society of do-it-yourselfers?  You can do your own taxes.  You can service your own car.  You can plan your own vacation.  You can pump your own gas (remember when there were attendants to do that???).  There is even a DIY television network!  And of course you can Google just about anything or visit any number of How To websites.  But just because you CAN do something yourself doesn’t necessarily mean you SHOULD; Especially if it isn’t even going to save you any money.  My accountant and I have a standing agreement – I’ll do her insurance if she’ll do my taxes!  She says she draws a blank when it comes to insurance, and honestly, taxes throw me for a loop.  So far, I haven’t been audited…


Which brings me to my point – why would you complete an online application for Medicare insurance all by yourself?  Why?  There are any number of mistakes you can make, and sadly, any online application I’ve reviewed really doesn’t ask the imperative questions.  You simply fill in the blanks with your personal information, sign on the dotted line and away you go.  You might not give it a second thought until you visit your doctors and discover they don’t accept your plan: your spouse is about to be discharged from the hospital and needs skilled nursing care; or you are on vacation and need a tetanus shot; or you are at your summer home and considering a knee replacement.  These are NOT the times to find out if your plan is going to work well for you.  Oftentimes, the choices that we made may not be able to be changed until a later date, if at all.  


So what’s a person to do?  You know you need Medicare insurance, but what kind of insurance?  Where can you get honest information?  I’m glad you asked.  Simply consult a licensed insurance agent that specializes in Medicare insurance.  We take the time to sit down with you (in person, over the phone or via Zoom) to chat with you about your needs, your lifestyle, your medications and your budget.  We complete a thorough needs assessment and offer you choices.  We then help you decide which plan makes sense for you, help you complete and submit all the necessary forms, and follow up with you.  We even provide an annual check-up on your plan – all for no charge!  Now that’s what I call value.  The value of a good insurance agent. 

 
Call, click or come in today – you’ll be glad you did…