Long Term Care & Life Insurance
Worried your golden years won’t be so golden?
Here’s something to consider: 100% of us are going to die. 70 % of us are going to need some type of long-term care. What if you could cover both and get money back if you changed your mind?
According to the 2012 Medicare & You Handbook on page 122, At least 70% of people over 65 years of age will need long-term care services at some point… Medicare only pays for medically necessary skilled nursing facility care (for up to 100 days) or home health care if you meet certain conditions. Long-term care can be provided at home, in the community, in assisted living facilities, or in a nursing home. It’s important to start planning for long-term care now… Some insurance companies let you use your life insurance policy to pay for long-term care. Ask your insurance agent how this works!
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Thanks Kathy for all of your help and guidance. I was defiantly going in the wrong direction. I guess everyones situation is different. It pays to see a pro.😲
Complex…made very simple. Kathy Thousand was/is the best in her advice regarding Medicare Supplemental plans. Normally, choosing a plan is very complex and confusing…in her case Kathy explained in simple terms what care is best for me. I would give her 10 stars if that was possible!
20 years ago the Thousand’s wrote our health insurance plan which I have kept all these years. I can’t believe the time has come for a new chapter, Medicare! Once again I feel confident that Kathy has done a wonderful job of finding the coverage’s right for this phase of our insurance needs as well. Thank you for easing my apprehension regarding these insurance changes as well!
Kathy was great, very helpful and took the time to educate me on Medicare supplements. I highly recommended mm no here.
I can’t say enough about the assistance with Kathy Thousands from Insurance Options, Inc. My husband and I are newcomers to Florida and MEDICARE. Kathy took as much time as we needed to make a choice for which Medicare supplement to take. She is a wealth of knowledge and information about all insurance options. Several weeks later, after we make our choice, we had more questions and again, she took her time and reviewed our program to ensure we were comfortable with our supplement choice. If you need any guidance with Medicare supplements or other insurance, please give her a call…..you won’t regret it. Five Star company, and Customer Service…..