Choosing an Insurance Agency

Trying to find a local insurance agency that understands the current insurance marketplace, provides personalized service, and has experience can be a challenge. Our hope is the combined experience of our growing Insurance Options, Inc. team gives you the confidence to provide us the opportunity to meet your personal insurance needs.

Our Company History

Jim Thousand first started Insurance Solutions in 1995. Kathy Thousand joined Jim in 1998. As our business grew and we added new insurance products we changed our business name to Insurance Options, Inc. in 2000. Our daughter, Katherine joined us in 2012. We opened our first office in the fall of 2013. In 2015 we became an independent General Agency and began recruiting independent agents to work with our agency. We hope to open our second office soon!

Medicare Supplement Plans

Kathy Thousand is originally from Syracuse, New York, where she graduated from Onondaga Community College with a business degree.  Her first job was working for an insurance carrier underwriting business owner policies.  She moved to Cape Coral in 1994 with her family, where she became a licensed insurance agent in 1997 and together with her husband, Jim, has offered health/life & Medicare.  She is an avid butterfly gardener. Email Kathy at Kathy@InsuranceOptionsFL.com or for the fastest response call (239) 201-4560.

Medicare Supplement Plans

Jim Thousand is originally from Rochester, New York and is a graduate of Mexico Academy & Central Schools in Mexico, NY.  He has been a licensed insurance agent since 1995.  In addition to insurance, Jim has a second business – Accurate Auto Appraisals – and is a licensed mediator in the State of Florida.  He is a classic car enthusiast. Email Jim at Jim@InsuranceOptionsFL.com or for the fastest response call (239) 201-4560.

Medicare Supplement Plans

Katherine Thousand is a graduate of Florida Southern College in Lakeland with a Bachelors’ degree in Science.  She received her insurance license in 2012 when she became the youngest licensed Medicare agent with UnitedHealthcare.  She enjoys boating & fishing and lives in Alva. Email Katherine at Katherine@InsuranceOptionsFL.com or for the fastest response call (239) 201-4560.

Our Independent Agents

Medicare Supplement Plans

Consultation is Free

By calling this number, I understand I will be directed to a licensed insurance sales agent. This is a solicitation of insurance. By providing this information, you agree that an authorized representative or licensed insurance agent/producer may contact you by telephone, email or mail to answer your questions or provide additional information about Medicare Advantage, Part D, or Medicare Supplemental Insurance plans.

Medicare Supplement Plans

Medicare Supplement Plans

Medicare Supplement Plans

Medicare Supplement Plans

Our Reviews

I contacted Kathy Thousand today by email. She responded immediately and was able to schedule an appointment for me in a few days. I am so grateful for her.
Christine Scharfeld
Christine Scharfeld
16:42 08 Oct 21
I recommend anyone that has any questions about Medicare insurance to let Kathy and her team guide you through this process. There is nothing like sitting and talking to someone in person, who can answer all your questions. I also know that if I need help or have any questions in the future, I can always call her! Thank you so much for your help!
Janet Williams
Janet Williams
22:41 09 Apr 21
Neil Wiley
Neil Wiley
01:19 29 Mar 21
Kathy and her team did a awesome job helping my husband and I out picking our Medicare supplements. Kathy is very knowledgeable about what insurance is a good "fit" for your circumstances. I highly recommend this office for any of your insurance needs.
Jaye Press
Jaye Press
19:18 09 Mar 21
My husband and I were referred to Kathy Thousand by a neighbor while being inundated with emails and mail from everywhere. We promptly made an appointment and were extremely pleased with her thorough knowledge as we were having a hard time on our own.I highly recommend Insurance Options and especially Kathy who made for an easy transition in the retirement phase of our lives.Roland & Elaine Figueredo
Elaine Figueredo
Elaine Figueredo
21:56 02 Nov 20
Kathy was fantastic! She answered all our questions and helped us navigate a real mess with great ease. She overcame obstacles that we couldn't deal with and we now have a great Medicare plan!
Lynne Woodman
Lynne Woodman
15:47 23 Oct 20
Kathy is professional, thorough and personable, too. A delight to work with to take care of my needs. Highly recommended!
Joe Kearns
Joe Kearns
20:21 20 Oct 20
I spent almost 2 hours with Kathy Thousand reviewing all of the supplemental insurance plans that fit me. Well worth the time!! I just recently retired and started my Social Security. She was very thorough and answered all of my questions. She is very good at what she does. I would recommend her to my family and friends.
Shirley Wheeler
Shirley Wheeler
19:45 05 Aug 20
All of my questions were answered with patience and professionalism, my needs and requests were addressed too. The office was clean and welcoming with protection for the Covid 19. I look forward to continue doing business there.
France Paulsen
France Paulsen
15:33 10 Jul 20
Melanie Mellars
Melanie Mellars
12:47 01 May 20
20 years ago the Thousand's wrote our health insurance plan which I have kept all these years. I can't believe the time has come for a new chapter, Medicare! Once again I feel confident that Kathy has done a wonderful job of finding the coverage's right for this phase of our insurance needs as well. Thank you for easing my apprehension regarding these insurance changes as well!
Paulette Halbrehder
Paulette Halbrehder
18:35 30 May 19
Margaret Schruers
Margaret Schruers
15:37 28 Nov 18
Complex...made very simple. Kathy Thousand was/is the best in her advice regarding Medicare Supplemental plans. Normally, choosing a plan is very complex and confusing...in her case Kathy explained in simple terms what care is best for me.I would give her 10 stars if that was possible!
Chuck Lind
Chuck Lind
15:00 25 Sep 18
Highly recommend.
Patricia Read
Patricia Read
11:09 23 May 18
Thanks Kathy for all of your help and guidance. I was defiantly going in the wrong direction. I guess everyones situation is different. It pays to see a pro.😲
Bill Mcginnis
Bill Mcginnis
20:38 21 May 18
Kathy was great, very helpful and took the time to educate me on Medicare supplements. I highly recommended mm no here.
Steven Huff
Steven Huff
16:42 09 May 18
Linda Hand
Linda Hand
20:06 04 May 18
I can’t say enough about the assistance with Kathy Thousands from Insurance Options, Inc. My husband and I are newcomers to Florida and MEDICARE. Kathy took as much time as we needed to make a choice for which Medicare supplement to take. She is a wealth of knowledge and information about all insurance options. Several weeks later, after we make our choice, we had more questions and again, she took her time and reviewed our program to ensure we were comfortable with our supplement choice. If you need any guidance with Medicare supplements or other insurance, please give her a call.....you won’t regret it.Five Star company, and Customer Service.....
Gail Mueller
Gail Mueller
16:00 24 Apr 18