What’s an OEP anyway?

What’s an OEP anyway?

In the Medicare world, OEP stands for Open Enrollment Period.  But wait, I thought we just had that at the end of last year?  No, that’s an AEP, which stands for Annual Enrollment Period.   Now I’m really confused…do I need to worry???  Probably not....
Let’s set the record straight on Medicare C & F

Let’s set the record straight on Medicare C & F

For those of you that are currently enjoying the benefits of Supplement/Medigap Plan C and F (& HDF), I say to you, “Don’t panic!!!”.  You are NOT going to just lose your plan on January 1st.  Just like when Medicare retired Plan J back in 2010,...
Do Medicare Plans & Costs Change Yearly?

Do Medicare Plans & Costs Change Yearly?

You bet they do!  If you joined a private Medicare health plan (like a Medicare Supplement/Medigap or an Advantage Plan) or a prescription drug plan (Part D), your plan can change how much it costs and what you pay each year.  Even if your plan’s cost and...
What’s the Difference Between Original Medicare & Advantage?

What’s the Difference Between Original Medicare & Advantage?

Original Medicare is provided by the government, while an Advantage plan is offered by private insurance companies that have a contract with Medicare.  Both are insurance, but they can look very different – like comparing apples to oranges. Here are some...
Know Before You Go

Know Before You Go

On a Medicare plan?  Thinking about travelling this summer?  Might be a good time to take a look at your policy to see what, if anything, is covered for medical expenses received either in another state or another country.  First determine whether you have Original...
MEDICARE INSURANCE EDUCATION IS THE ANSWER!

MEDICARE INSURANCE EDUCATION IS THE ANSWER!

The question is: What is the best way to get the information you need to make an informed decision on the “right” Medicare insurance plan for you? Nobody likes to be “sold”. So, we base our entire approach on educating our clients on the plans that are available and...